Medical emergencies, delayed flights, and lost baggage can ruin a trip, but it’s also the size of the potential costs that is a good reason to take out travel insurance.
For a small cost at the time of booking your flights you can travel with peace of mind.
1. Unforeseen Circumstances
For example: In April, Eyjafjallajokull volcano virtually shut down European air travel overnight after an eruption and ash plume paralysed all airlines.
There is provision to cover the following:
Cancellation costs for unused prepaid arrangements if you have not been able to complete prepaid travel plans as a result of the event.
Additional costs from changes to travel plans, including accommodation and transport expenses if your travel arrangements have been directly affected by the event.
2. Medical Emergency
Even on a short journey, such as a few days in Australia, a medical emergency could find you in an ambulance and in hospital.
There is provision in our international insurance for:
Unlimited cover for surgical, hospital, road ambulance and repatriation expenses.
In many cases, travellers end up needing repatriation back to New Zealand. Medical evacuation can involve specialist flights, equipment and medical personnel and easily cost up to $100,000.
And if you are visiting a country like the USA the cost of being in an intensive care ward can be upwards of $40,000 a day.
You may not be seriously ill, but even the cost of an ambulance to a medical centre (approximately $700 in Australia) can be expensive.
3. Missed Connections
Missed connections and travel delays can ruin the start of your holiday, or add unnecessary interruption to your plans.
There is cover for reasonable additional expenses incurred if your scheduled transport is delayed for more than 6 hours due to unforeseen circumstances beyond your control.
And if you are on your way to a special event such as a wedding, there is cover for the reasonable additional cost of using alternative transport to arrive at the event.
If you are forced to stay overnight because of a missed connecting flight then there is cover for incurred travel expenses.
4. Lost Baggage
Lost, damaged, or stolen baggage can also cause plenty of headaches.
More people are checking their luggage and taking less onboard the plane. If there is a lost or delayed bag, you could be without clothing and other personal items that you might need.
There is cover for your personal belongings that are taken on, or purchased during your trip. Our Emergency Baggage cover enables you to purchase essential items if your bags are delayed by 12 hours or more.
Note: there is no cover for bicycles, or electronic items placed in your checked luggage.
5. Rental Vehicle Cover
Even if you incur minor damage to your rental vehicle you could be stung with a large excess with the rental vehicle company. Or you can choose to reduce the excess with a daily amount, but that's money you should be spending on your holiday.
With our travel insurance policy there is cover for the Rental Vehicle excess for a minimum of $3000, meaning you don't have to accept the reduced excess option at the rental counter.
Other Air New Zealand benefits:
Airpoints Dollars™
Only Air New Zealand travel insurance earns you Airpoints Dollars. For every international insurance policy bought we will give you a minimum of 1 Airpoints Dollar. And every $50 you spend earns 1 Airpoints Dollar.
Free Look Period
All of our travel insurance policies come with a 14 day free-look period from the date that you purchased the insurance. We will refund the cost of the insurance - as long as the travel has not yet commenced, and you haven't made a claim.
* Limits and terms and conditions apply to cover specified above. Please read the policy wording before you purchase.
