YAP® is an instant and easy to use application that allows you to manage your money with your mobile phone.
With YAP, you can check your OneSmart Account balance and send money to other OneSmart Accountholders, and that's just the beginning. Once registered with YAP, these services are available to you using a simple text message.
YAP works with your OneSmart Account
The money you send and receive with your phone is linked to your OneSmart Account. If a friend or family member sends you money from their OneSmart Account it is transferred directly onto your account.
YAP saves you time and money
You do not have to leave home or pay high fees to send money. YAP is instantaneous and very economical.
Control your spending using your mobile phone
You can check your balance with a text message, check your latest transactions and freeze or unfreeze YAP functions on your mobile.
Note: Fee applies to YAP Mobile Services. Additional charges (domestic and international) from your mobile phone service provider may also apply. YAP Services is available with all mobile operators in New Zealand.
MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
Eligibility criteria apply. Bank of New Zealand (BNZ) is the issuer of the OneSmart Account. BNZ’s account opening criteria apply. OneSmart Account Terms and Conditions, and fees apply. BNZ’s current Disclosure Statement may be obtained from any BNZ store or viewed at bnz.co.nz. This offer of securities is only an offer to persons in New Zealand and is not available for subscription by any person outside New Zealand.