Air New Zealand Airpoints™ credit card benefits table
| Earn rates | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Airpoints Dollars earn rates* | $115 = | $200 = |
| Status Point earn rates | $200 = 1 Status Point | - |
Earn rates
Airpoints Dollars earn rates*
$115 =
$200 =
$200 = 1 Status Point
-
| Benefits | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Built-in overseas travel insurance** | Yes | - |
| Non expiry of Airpoints Dollars | Yes | Yes |
| Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee | Yes | Yes |
| Airpoints Dollars Advance | 200 | 100 |
| Koru membership joining fee waiver and $145 annual discount | Yes | - |
| Access to Visa Entertainment | Yes | Yes |
Special benefits
Built-in overseas travel insurance**
Yes
-
Non expiry of Airpoints Dollars
Yes
Yes
Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee
Yes
Yes
200
100
Koru membership joining fee waiver and $145 annual discount
Yes
-
Access to Visa Entertainment
Yes
Yes
| Fees | Air New Zealand Airpoints Platinum Visa | Air New Zealand Airpoints Low Fee Visa |
|---|---|---|
| Interest free period† | Up to 44 days | Up to 44 days |
| Interest rate - purchases | 20.95% p.a. | 16.90% p.a. |
| Interest rate - cash advances | 20.95% p.a. | 16.90% p.a. |
| Account fee | $180 (charged as $90 every 6 months) | $50 (charged as $25 every 6 months) |
| Joint/additional card fee | $30 (charged as $15 every 6 months) | $10 (charged as $5 every 6 months) |
Fees and interest rates
Interest free period†
Up to 44 days
Up to 44 days
Interest rate - purchases
20.95% p.a.
16.90% p.a.
Interest rate - cash advances
20.95% p.a.
16.90% p.a.
Account fee
$180
(charged as $90 every 6 months)
$50
(charged as $25 every 6 months)
Joint/additional card fee
$30
(charged as $15 every 6 months)
$10
(charged as $5 every 6 months)
Please note, other fees apply.
Kiwibank is the issuer of the Airpoints credit cards. Lending criteria, terms and conditions and fees apply. Interest rates are subject to change.
* Eligible purchases exclude fees or interest, balance transfers, credit card repayment insurance††, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM, and any transaction that reversed, refunded or charged back.
** Travel Insurance for Kiwibank Credit Cards is arranged by Kiwibank and issued by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claim under the policy.
† The interest free period does not apply to cash advances or balance transfers. You won't pay interest on transactions shown in a monthly statement as long as you pay your card off in full each month by the due date.
†† As of 1 April 2021, customers are no longer able to apply for Credit Card Repayment Insurance policy when opening a new credit card account.