Air New Zealand Airpoints™ Platinum Mastercard®

Air New Zealand Airpoints platinum credit card.


  • The best Status Point earn rate in the market
  • Earn two single-entry Air New Zealand Lounge passes when you spend over $20,000 on your card on eligible purchases in each year
  • Complimentary Overseas Travel Insurance for you, your spouse and your kids if they're travelling with you1. Age restrictions apply

Earning Airpoints Dollars™

  • You’ll earn 1 Status Point for every $200 you spend on eligible purchases
  • You’ll earn 1 Airpoints Dollar™ for every:
    • $75 spent on eligible purchases, or
    • $65 spent on Air New Zealand products bought directly from Air New Zealand
  • Eligible purchases exclude fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or cash withdrawals made from an ATM, any transaction that is reversed, refunded or charged back, or Airpoints Dollars Top-Ups
  • 1 Airpoints Dollar is equal to $1 when purchasing any Air New Zealand flight2. You can also use your Airpoints Dollars for rental cars or shopping in the Airpoints™ store
  • Your Airpoints Dollars will never expire, as long as you have a current card and you’re the nominated earner
  • If you aren’t already an Airpoints™ member, we’ll sign you up when your Airpoints credit card is approved

The extras

Airpoints Dollars Advance
Get access to a 200 Airpoints Dollars Advance.

Monthly prize draws
Monthly prize draw of bonus Airpoints Dollars - as long as you’ve used your card that month, you’re automatically in the draw. Terms and conditions apply.

Airpoints Dollars Top-Up
Buy additional Airpoints Dollars online for a fee with Airpoints Dollars Top-Up.

Air New Zealand Lounge passes
Earn two complimentary single-entry Air New Zealand Lounge passes for every $20,000 spent on your card in each year.

Concierge service
Get 24-hour access to the exclusive Mastercard Concierge service.

Koru discounts
Each cardholder will get a Koru membership discount - no joining fee, plus get $145 off the annual fee.

How the extras work

Rates and fees

  • 20.95% p.a. purchase interest rate. (Interest rates are subject to change)
  • 22.95% p.a. cash advance interest rate. (Interest rates are subject to change)
  • Up to 44 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers
  • 5% or $10 minimum monthly repayments – whichever is greater
  • $75 account fee every six months
  • $15 fee for a joint or additional cardholder every six months
  • Other fees apply
  • Kiwbank lending criteria, credit limits and terms and conditions apply


To apply for an Air New Zealand Airpoints Platinum Mastercard, you must be at least 18 years of age, a New Zealand resident, and have a good credit history.

Apply now

Call 0800 787 888 or visit your local Kiwibank

Also check out

Air New Zealand Airpoints Standard Mastercard
There’s nothing standard about this card - you’ll be in the air before you know it. Find out more about the Air New Zealand Airpoints Standard Mastercard.