Mobile money with YAP®

YAP® is an instant and easy to use application that allows you to manage your money with your mobile phone.

With YAP, you can check your OneSmart Account balance and send money to other OneSmart Accountholders, and that's just the beginning. Once registered with YAP, these services are available to you using a simple text message.

YAP works with your OneSmart Account

The money you send and receive with your phone is linked to your OneSmart Account. If a friend or family member sends you money from their OneSmart Account it is transferred directly onto your account.

YAP saves you time and money

You do not have to leave home or pay high fees to send money. YAP is instantaneous and very economical.

Control your spending using your mobile phone

You can check your balance with a text message, check your latest transactions and freeze or unfreeze YAP functions on your mobile.

Note: Fee applies to YAP Mobile Services. Additional charges (domestic and international) from your mobile phone service provider may also apply. YAP Services is available with all mobile operators in New Zealand.

Air New Zealand Airpoints Programme Terms and Conditions apply.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.

Bank of New Zealand (BNZ) is the issuer of the OneSmart Account. OneSmart Account Terms and Conditions, and fees apply. Only available to persons in New Zealand.