Air New Zealand Airpoints™ Low Fee Visa

Air New Zealand Airpoints Kiwibank low fee visa card


You'll earn 1 Airpoints Dollar for every;

  • $160 spent on eligible purchases*, or
  • $140 spent on Air New Zealand products bought directly from Air New Zealand
  • Your Airpoints Dollars will never expire, as long as you have a current card and you're the nominated earner
  • A low annual account fee – pay just $12.50 every six months

Airpoints Dollars™

  • 1 Airpoints Dollar is equal to $1 when purchasing any Air New Zealand flight¹. You can also use your Airpoints Dollars for rental cars or shopping in the Airpoints Store
  • If you aren't already an Airpoints member, we'll sign you up for free when your Airpoints credit card is approved

The extras

Monthly prize draws

Monthly prize draw of bonus Airpoints Dollars - as long as you've used your card that month, you're automatically in the draw. Terms and conditions apply.

Airpoints Dollars Top-Up

Buy additional Airpoints Dollars online for a fee with Airpoints Dollars Top-Up. Purchases of Airpoints Dollars are non-refundable, please double check your purchase before you confirm. Terms and conditions apply.

How the extras work

Rates and fees

  • 16.90% p.a. purchase interest rate. (Interest rates are subject to change)
  • 16.90% p.a. cash advance interest rate. (Interest rates are subject to change)
  • Up to 44 interest free days, as long as you pay off your entire balance in full every month by the due date. The interest free period does not apply to cash advances or balance transfers
  • 5% or $10 minimum monthly repayments - whichever is greater
  • $12.50 account fee every six months
  • $5 fee for a joint or additional cardholder every six months
  • Other fees apply
  • Kiwibank lending criteria, credit limits and terms and conditions apply

View all terms, fees, policies and other key information for these cards


To apply for an Air New Zealand Airpoints Low Fee Visa, you must be at least 18 years of age, a New Zealand resident, and have a good credit history.

Also check out

Air New Zealand Airpoints Platinum Visa
If you are looking for a top Airpoints Dollars and Status Points earning rate, look no further. Find out more about Air New Zealand Airpoints Platinum Visa