Travel to Australia with confidence

Air New Zealand Travel insurance covers coronavirus

Buy a travel insurance policy that can cover you for COVID-19. With unlimited medical expenses and included on-trip additional expenses cover, you can travel with confidence.

All international single trip travel insurance policies sold after midnight on 27 October 2020 will receive the additional benefits listed below relating to specified COVID-19 related events when travelling to Australia.


  • Cancelling your trip if you have COVID-19
  • Emergency medical expenses in Australia
  • Repatriation to help you get back home
  • Cover if you're denied boarding with a positive test for COVID-19
  • Daily benefit if you are ordered to self-isolate in your holiday accommodation if you have COVID-19
  • Your travelling companion(s), people you live with, or people you're staying with on holiday being diagnosed with COVID-19

Find out more below and when you're ready, get your quote today.

When you book your flights to Australia online, you can also add our Australia travel insurance on the Extras page.

If you change your mind about your holiday, you can also request a refund or credit of your travel insurance policies.

What's covered

You get COVID-19 or you're placed into quarantine due to contact with someone who has COVID-19 and you cannot travel

If your travel companion gets COVID-19 or is placed into quarantine and you no longer wish to travel

A non-travelling relative or business partner gets COVID-19, and you need to amend or cancel your trip

Cover for $250 per night if the person you were planning on staying with gets COVID-19 or they are placed into quarantine

Amendment or cancellation cover for essential healthcare workers e.g. doctors, nurses, pharmacists, paramedics or other health care professionals whose leave is revoked due to COVID-19

Cover for cancellation or new accommodation expenses if your pre-paid accommodation is shut down for cleaning

Cancellation costs if your prepaid holiday activities are closed down

Amendment costs if you are denied boarding due to COVID-19

What's not covered

Government restriction "Do Not Travel" applies to your destination before you depart
The cover for trips to Australia does not depend on the advice at There is COVID-19 cover only for travelling to Australia

Change in government Alert Levels means you can't leave home or travel overseas

Your disinclination to travel due to COVID-19

Note: This is a summary of key benefits. Read the relevant policy wording for full benefits, exclusions and terms and conditions.

Coverage now includes travel to, from and through Australia and New Zealand for all single trip travel insurance policies purchased on or after 27 October 2020.

Included with:

Does not include Domestic Trip, Annual Multi-trip, Visit New Zealand, Koru or Rental Vehicle Excess insurance policies.


Policyholder must be a New Zealand resident returning to New Zealand.

Travel must originate in New Zealand.

There is no age restriction to be eligible for this coverage.


Before you travel, you'll need to:

  • check that the NZ Government ( say it's safe to travel to your destination. It’s important you check your destination is safe to visit regularly as advice can change.
    The cover for trips to Australia does not depend on the advice at
    There is COVID-19 cover only for travelling to Australia.
  • check your destination's local government advice, safety guidelines and entry requirements.

Note: If the travel advice changes while you're on holiday, you will be covered if your destination was listed as safe when you commenced travel.

Putting your insurance policy into credit

Air New Zealand customers with travel insurance bought online in conjunction with a flight booking can contact Cover-More Travel Insurance to cancel their policies and convert the value of that insurance policy to a credit voucher that can be redeemed against future travel insurance policies.

Information is available in Air New Zealand's COVID-19 Hub.

Please contact Cover-More Travel Insurance on 0800 500 248 or email for any COVID-19 travel insurance queries.

COVID-19 frequently asked questions

What countries does my travel insurance provide cover for?

If I fall ill with COVID-19, and require medical treatment in a covered country, are medical expenses covered?

If I fall ill while in Australia with Covid-19 and need to be repatriated home, am I covered?

While on my trip, if I have to go into quarantine, are the quarantine expenses covered?

If I am diagnosed with COVID-19 or was in close contact with someone diagnosed with COVID-19 and can’t go on my trip, can I claim my cancellation costs?

A qualified medical practitioner or a Government Agency has instructed me to self-isolate. Can I make a claim under my policy?

I've decided I need to self-isolate due to possible contact with COVID-19 (not close contact) and no longer wish to travel. Can I claim for a trip refund under my policy?

If my accommodation or travel plans at my destination are disrupted due to COVID-19, am I covered?

What if a close relative has COVID-19 which has been deemed as life threatening and I need to cut my trip short?

The family member I'm due to stay with must self-isolate due to COVID - 19 and I now have nowhere to stay and wish to cancel my trip. Will I be able to claim costs?

The person I'm staying with catches COVID-19 and I need to isolate or quarantine for 14 days. Will I be able to claim costs?

I was denied boarding due to a positive COVID-19 test at the airport. Am I covered?

I was denied boarding due to failing a temperature check at the airport. Am I covered?

A relative has passed away from COVID-19 and my trip is now disrupted or cancelled. Will I be able to claim costs?

If the show or concert I'm attending is cancelled due to COVID-19 will I be covered?

There are no government restrictions in place to travel to my destination, but I’m required to quarantine on return from my trip. I no longer wish to travel and want to cancel my holiday. Am I covered?

I am an essential Health Care worker and my leave is cancelled due to having to return to work. I need to cancel my trip. Am I covered?

My flight has been cancelled or re-scheduled due to COVID-19, and I cannot catch a connecting flight and will not arrive on the tour or event on time. Am I covered for additional expenses?

If I purchase my trip and insurance policy to a country that is deemed safe to travel by the government at the time, but before I depart the government issues a "Do Not Travel" warning related to COVID-19, can I claim cancellation expenses?

My flight has been cancelled or re-scheduled due to COVID-19. Can I claim for a refund?

My holiday has been cancelled due to a pandemic and my holiday provider is only offering a voucher rather than a refund. Can I claim a refund under my travel insurance policy?

My travel provider goes into administration due to the pandemic. Can I claim for refunds under my travel insurance policy?

I have an existing travel insurance policy for Australia or New Zealand. Am I automatically covered for COVID-19?