American Express

American Express credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information is correct as at 16 September 2024 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.

¹Correct as at 16 September 2024.

²Airpoints Dollars and Status Points earned on eligible purchases only. Eligible purchases exclude fees, interest, balance transfers, money orders, travellers cheques or foreign currencies in cash, gift cards, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments and any other purchases that are excluded by the terms and conditions of American Express. Subject to the American Express Airpoints Platinum Card Benefits Terms and Conditions available here.

³Offer only available to new American Express Airpoints Card Members who apply and are approved. The 0% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 16 September 2024 and subject to change. Visit here for more information.

⁴Apple Pay is a trademark of Apple Inc.

⁵Insurance. For all non-emergency insurance claims, please follow the link www.americanexpress.com/newzealand/claims. This insurance is subject to Terms, Conditions and exclusions – see the full insurance Terms and Conditions for your American Express Airpoints Platinum Card available here. You must use your American Express Airpoints Platinum Card to pay for your return trip or eligible items to be covered under the insurance or pay for your smartphone or monthly contract in order to be covered under the Smartphone Screen Insurance. Maximum of 2 claims per 12 month period, per Account, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. Waiting periods may apply. The insurance is underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) under a group policy held by American Express International (NZ), Inc. (Company Number 867929). Card Members are not a party to the group policy, but may be able to Insurance.

⁶Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.

⁷Additional Card Members must be 18 years of age or older. The Primary Card Member will be liable for all spending on Additional Cards. 

⁸Source: Internal American Express data based on Merchant locations setup between 1 January 2019 and 31 May 2023

Terms, conditions and minimum spend criteria apply. To apply and for more details visit the American Express Airpoints Platinum Card or the American Express Airpoints Card. 

American Express Airpoints Platinum Card, American Express Airpoints Card and Airpoints™ programme terms and conditions apply.