Westpac Airpoints™ credit cards

Earn Airpoints Dollars™ and Status Points with Westpac's range of credit cards. With four different Airpoints™ credit cards, there is a card to suit you.
For further information, or to apply now, visit Westpac or call 0800 226 573.

 

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Up to 400 bonus Airpoints Dollars™^ with a new Westpac Airpoints™ Platinum, World or Standard Mastercard®.

Get 400 bonus Airpoints Dollars^ to spend your way when you take out a new Westpac Airpoints™ Platinum or World Mastercard® and spend $1000 in the first three months. Or get  200 bonus Airpoints Dollars^ when you take out a new Westpac Airpoints™ Standard Mastercard® and spend $1000 in the first three months. Offer ends 22 December 2021. Lending criteria, fees, exclusions, and T&Cs apply.

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 400 bonus Airpoints Dollars™^ with a new Westpac Airpoints™ Business Mastercard®
Get 400 bonus Airpoints Dollars^ to spend your way when you take out a new Westpac Airpoints Business Mastercard® and spend $1,000 in the first three months. Offer ends 22 December 2021. Lending criteria, fees, exclusions, and T&Cs apply.

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Westpac Airpoints credit cards comparison table

Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card option that suits you best. Or to compare these cards to the rest of our range of Airpoints credit cards, use our Airpoints credit card comparison table.

For credit card fees, interest rates & other benefits visit Westpac's Airpoints web page.

Westpac credit cards range

Benefits/Fees

Annual card account fee

Standard

$70

Platinum

$125

World

$310

Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged

Business

$145


Benefits/Fees

Supplementary card fee†

Standard

$15

Platinum

$25

World

$100

Business

$25


Benefits/Fees

Airpoints Earn Rates1

Standard

$130=1∆

Platinum

$85=1∆

World

$70=1∆

Business

$85=1


Benefits/Fees

Status Point earn rates2

Standard

-

Platinum

$225=1 Status Point

World

$225=1 Status Point

Business

$225=1 Status Point


Benefits/Fees

Airpoints Dollars Advance

Standard

A50

Platinum

A200

World

A200

Business

-


Benefits/Fees

Non expiry of Airpoints Dollars

Standard

-

Platinum

Yes

World

Yes

Business

-


Benefits/Fees

Special Koru offer (individual only)

Standard

-

Platinum

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

World

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Business

Joining fee waiver + $145 discount off standard 12 month individual Membership rate


Benefits/Fees

Special benefits

Standard

Extended gifting to 2 people

Platinum

Extended gifting to 2 people

World

Extended gifting to 2 people

2 complimentary valet parking vouchers per year

Business

Extended gifting to 2 people


For credit card fees, interest rates & other benefits visit Westpac's Airpoints web page.

^Offer available on new accounts applied for between 27 September 2021 and 22 December 2021, subject to any extension or withdrawal at Westpac's discretion without further notice. The offer is only available for the card types specified. Customers who currently hold or have held a Westpac Airpoints credit card in the past 18 months are ineligible for this offer, unless an Airpoints Business Mastercard holder opens a personal Airpoints Platinum Mastercard or a personal Airpoints Platinum Mastercard holder opens an Airpoints Business Mastercard. Limited to one Bonus Airpoints allocation per account. Excludes transfers from any Westpac credit card to any Westpac Airpoints credit cards. Cannot be used in conjunction with any other promotional offers except balance transfer rates. $1,000 minimum spend requirement must be met within the first 3 months of the new card opening to qualify for the bonus points. Balance transfers, cash advances and any retail purchases that have been made and then reversed within your spend period will not count towards the minimum spend requirement. Bonus points will be paid 5 weeks after the spend criteria has been met. Your Westpac Airpoints credit card account must remain open and not in default at the time the bonus Airpoints Dollars are paid. Air New Zealand Airpoints terms and conditions apply.

∆Airpoints Dollars and Status Points will be earned on the first $60,000 of eligible spend in each relevant month only. The relevant month is the statement period set out in your statement. Any spend over $60,000 on eligible purchases in each relevant month will not earn Airpoints Dollars or Status Points.

† Supplementary cardholder also means joint or additional cardholder.

1 Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card), fees or interest, tax payments, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.

2 Silver and Gold Airpoints members: Status Points earned on credit cards count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status.