Westpac Airpoints™ credit cards
Earn Airpoints Dollars and Status Points with Westpac's range of credit cards. With four different Airpoints™ credit cards, there is a card to suit you. For further information, or to apply now, visit Westpac or call 0800 226 573.
Westpac Airpoints credit cards comparison table
Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card option that suits you best. Or to compare these cards to the rest of our range of Airpoints credit cards, use our Airpoints credit card comparison table.
For credit card fees, interest rates & other benefits visit Westpac's Airpoints web page.
| Benefits/Fees | Standard | Platinum | World | Business |
|---|---|---|---|---|
| Annual card account fee | $55 | $150 | $390 Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged | $145 |
| Supplementary card fee† | $15 | $25 | $100 | $25 |
| Airpoints Earn Rates1 | $120= | $75= | $65= | $75= |
| Status Point earn rates2 | - | $225=1 Status Point | $225=1 Status Point | $225=1 Status Point |
| Airpoints Dollars Advance | A50 | A200 | A200 | - |
| Non expiry of Airpoints Dollars | - | Yes | Yes | - |
| Special Koru offer (individual only) | - | Joining fee waiver + $145 discount off standard 12 month individual Membership rate | ||
| Special benefits | Extended gifting to 2 people | Extended gifting to 2 people | Extended gifting to 2 people 2 complimentary valet parking vouchers per year | Extended gifting to 2 people |
Westpac credit cards range
Annual card account fee
$55
$150
$390
Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged
$145
Supplementary card fee†
$15
$25
$100
$25
Airpoints Earn Rates1
$120=
$75=
$65=
$75=
-
$225=1 Status Point
$225=1 Status Point
$225=1 Status Point
Special Koru offer (individual only)
-
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Special benefits
Extended gifting to 2 people
Extended gifting to 2 people
Extended gifting to 2 people
2 complimentary valet parking vouchers per year
Extended gifting to 2 people
For credit card fees, interest rates & other benefits visit: westpac.co.nz/airpoints/
† Supplementary cardholder also means joint or additional cardholder.
1 Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card), fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.
2 Silver and Gold Airpoints members: Status Points earned on credit cards count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status.