Westpac Airpoints™ credit cards
Earn Airpoints Dollars™ and Status Points with Westpac's range of credit cards. With four different Airpoints™ credit cards, there is a card to suit you.
For further information, or to apply now, visit Westpac or call 0800 888 111.
Westpac Airpoints credit cards comparison table
Check out the excellent earn rates and other Airpoints benefits to pinpoint the Westpac card option that suits you best. Or to compare these cards to the rest of our range of Airpoints credit cards, use our Airpoints credit card comparison table.
For credit card fees, interest rates & other benefits visit Westpac's Airpoints web page.
| Benefits/Fees | Standard | Platinum | World | Business |
|---|---|---|---|---|
| Annual card account fee | $70 | $125 | $310 Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged | $145 |
| Supplementary card fee† | $15 | $25 | $100 | $25 |
| Airpoints Earn Rates 1 | Spend up to (and including) $3,500 $150 = Spend over $3,500 $300 = | Spend up to (and including) $7,000 $110 = Spend over $7,000 $220 = | Spent up to (and including) $15,000 $95= Spend over $15,000 $190 = | $85= |
| Status Point earn rates 3 | - | $225=1 Status Point | $225=1 Status Point | $225=1 Status Point |
| Airpoints Dollars Advance | A50 | A200 | A200 | - |
| Non expiry of Airpoints Dollars | - | Yes | Yes | - |
| Special Koru offer (individual only) | - | Joining fee waiver + $145 discount off standard 12 month individual Membership rate | ||
| Special benefits | Extended gifting to 2 people | Extended gifting to 2 people | Extended gifting to 2 people 2 complimentary valet parking vouchers per year | Extended gifting to 2 people |
Westpac credit cards range
Annual card account fee
$70
$125
$310
Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged
$145
Supplementary card fee†
$15
$25
$100
$25
Airpoints Earn Rates 1
Spend up to (and including) $3,500
$150 =
Spend over $3,500
$300 =
Spend up to (and including) $7,000
$110 =
Spend over $7,000
$220 =
Spent up to (and including) $15,000
$95=
Spend over $15,000
$190 =
$85=
-
$225=1 Status Point
$225=1 Status Point
$225=1 Status Point
Special Koru offer (individual only)
-
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Special benefits
Extended gifting to 2 people
Extended gifting to 2 people
Extended gifting to 2 people
2 complimentary valet parking vouchers per year
Extended gifting to 2 people
* At the start of each month, the earn rate tiers for your Westpac Airpoints credit cards, will reset. The relevant month, will be the statement period set out in your monthly statement.
† Supplementary cardholder also means joint or additional cardholder.
1 Airpoints Dollars will be earned at the rates specified and published by Westpac from time to time on our website at westpac.co.nz/airpoints. Airpoints Dollar tiers and earn rates, as applicable, are subject to change.
2 Certain purchases and transactions do not earn Airpoints Dollars or Status Points, as applicable (see the applicable Credit Card Conditions of Use for full details), including: fees, charges or interest, balance transfers, credit card repayment insurance, tax payments (including local council rates and ACC Levies), gambling chips or gambling transactions (including online gambling), cash withdrawals from your account, money orders, travellers cheques and foreign currencies in cash, business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business Mastercard and transactions on any nominated account(s) linked to your Westpac Airpoints credit card.
3 Status Points are earned on applicable credit cards only. See the applicable Credit Card Conditions of Use for full details. You must be a member of Air New Zealand's Airpoints™ programme to earn Airpoints Dollars. Airpoints Terms and Conditions apply.
Airpoints™ and Airpoints Dollars™ are registered trademarks of Air New Zealand Limited. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Lending criteria, terms and conditions apply.