Westpac Airpoints™ Debit Mastercard®

Earn Airpoints on your everyday spending.

The Westpac Airpoints™ Debit Mastercard® is New Zealand's first debit card to earn you Airpoints Dollars™

Westpac Airpoints Debit Mastercard.

The Airpoints Debit Mastercard can be used just like an EFTPOS card, as well as online, over the phone and overseas.


  • Earn one Airpoints Dollar for every NZD $250 you spend on your Airpoints Debit Mastercard
  • Earn Airpoints Dollars on all your everyday purchases, big and small1
  • Annual card fee is waived for customers under 19 years of age 
  • Annual card fee of $15 is waived for the first year
  • Stay in control because you're using your own money
  • Add a Westpac Pay Tag® for free2 to make contactless purchases under $80
  • Rely on 24/7 protection3 from fraudulent activity with CardGuard™

Getting started

To take out an Airpoints Debit Mastercard you will need:

  • An eligible Westpac transaction account4, there are five to choose from
  • To make minimum monthly deposits totalling $500 or more into your eligible transaction account5
  • Access to Westpac One online banking
  • An Airpoints™ membership number

To start earning Airpoints Dollars on your everyday spend, visit Westpac online or in branch for more information and to take out a card today.