Air New Zealand Airpoints™ credit card benefits table

Here's how our cards stack up.

How much could I earn?

Earn rates

Earn rates

Airpoints Dollars earn rates*

Air New Zealand Airpoints Platinum Visa

$75 = 1

Air New Zealand Airpoints Standard Visa

$120 = 1

Air New Zealand Airpoints Low Fee Visa

$160 = 1


Earn rates

Airpoints Dollars earn rate when you spend with Air New Zealand**

Air New Zealand Airpoints Platinum Visa

$65 = 1

Air New Zealand Airpoints Standard Visa

$100 = 1

Air New Zealand Airpoints Low Fee Visa

$140 = 1


Earn rates

Status Point earn rates

Air New Zealand Airpoints Platinum Visa

$200 = 1 Status Point

Air New Zealand Airpoints Standard Visa

-

Air New Zealand Airpoints Low Fee Visa

-


Special benefits

Benefits

Built-in overseas travel insurance***

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

-

Air New Zealand Airpoints Low Fee Visa

-


Benefits

Non expiry of Airpoints Dollars 

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

Yes

Air New Zealand Airpoints Low Fee Visa

Yes


Benefits

Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee 

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

Yes

Air New Zealand Airpoints Low Fee Visa

Yes


Benefits

Airpoints Dollars Advance 

Air New Zealand Airpoints Platinum Visa

200

Air New Zealand Airpoints Standard Visa

100


Benefits

Koru membership joining fee waiver and $145 annual discount 

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

-

Air New Zealand Airpoints Low Fee Visa

-


Benefits

Complimentary single-entry Air New Zealand Lounge eVouchers

Air New Zealand Airpoints Platinum Visa

Two complimentary passes for every $30,000 spent in each year*

Air New Zealand Airpoints Standard Visa

Two complimentary passes each year when you spend $30,000*

Air New Zealand Airpoints Low Fee Visa

-


Benefits

Access to monthly prize draws

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

Yes

Air New Zealand Airpoints Low Fee Visa

Yes


Benefits

Access to Visa Entertainment

Air New Zealand Airpoints Platinum Visa

Yes

Air New Zealand Airpoints Standard Visa

Yes

Air New Zealand Airpoints Low Fee Visa

Yes


Fees and interest rates

Fees 

Interest free period 

Air New Zealand Airpoints Platinum Visa

Up to 44 days 

Air New Zealand Airpoints Standard Visa

Up to 44 days

Air New Zealand Airpoints Low Fee Visa

Up to 44 days


Fees 

Interest rate - purchases

Air New Zealand Airpoints Platinum Visa

20.95% p.a.

Air New Zealand Airpoints Standard Visa

20.95% p.a.

Air New Zealand Airpoints Low Fee Visa

16.90% p.a.


Fees 

Interest rate - cash advances

Air New Zealand Airpoints Platinum Visa

22.95% p.a.

Air New Zealand Airpoints Standard Visa

22.95% p.a.

Air New Zealand Airpoints Low Fee Visa

22.95% p.a.


Fees 

Account fee

Air New Zealand Airpoints Platinum Visa

$150
(charged as $75 every 6 months)

Air New Zealand Airpoints Standard Visa

$65
(charged as $32.50 every 6 months)

Air New Zealand Airpoints Low Fee Visa

$25
(charged as $12.50 every 6 months)


Fees 

Joint/additional card fee

Air New Zealand Airpoints Platinum Visa

$30
(charged as $15 every 6 months) 

Air New Zealand Airpoints Standard Visa

$20
(charged as $10 every 6 months)

Air New Zealand Airpoints Low Fee Visa

$10
(charged as $5 every 6 months)


Please note, other fees apply.