Benefits at a glance

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Benefits Air New Zealand Airpoints Low Fee MasterCard®
Air NZ low fee credit card Kiwibank.
Air New Zealand Airpoints Standard MasterCard®
Air New Zealand Airpoints Platinum MasterCard®
Air NZ platinum credit card Kiwibank.
Want to pay an annual account fee of only $25, get a sharp interest rate and still earn Airpoints Dollars™?
This is the card for you.
Want a card with a competitive Airpoints Dollar earn rate plus exclusive Air New Zealand benefits? Here’s your card. Are you looking for a top Airpoints Dollars and Status Points earning rate, plus a range of benefits designed to enhance your travel experience? Look no further, here it is.
Eligible spend to earn 1 Airpoints Dollar* $160 $120 $75
Spend with Air New Zealand** and earn 1 Airpoints Dollar for every: $140 $100 $65
Eligible spend to earn 1 Status Point: - - $200
Complimentary overseas travel insurance*** - - Tick.
Non expiry of Airpoints Dollars Tick. Tick. Tick.
Airpoints Dollars Top Up - buy additional Airpoints Dollars online for a fee Tick. Tick. Tick.
Airpoints Dollars Advance 0 100 200
Koru membership joining fee waiver and $145 annual discount - - Tick.
Complimentary single-entry Air New Zealand Lounge passes - Two complimentary passes each year when you spend $20,000 Two complimentary passes for every $20,000 spent, in each year
Access to monthly prize draws Tick. Tick. Tick.
Access to MasterCard Privileges Tick. Tick. Tick.
No Airpoints joining fee or Airpoints annual account fee Tick. Tick. Tick.

Fees and interest rates


Air New Zealand Airpoints
Low Fee MasterCard®
Air New Zealand Airpoints
Standard MasterCard®
Air New Zealand Airpoints
Platinum MasterCard®
Interest free period Up to 44 days Up to 44 days Up to 44 days
Interest rate - purchases 16.90% p.a. 20.95% p.a. 20.95% p.a.
Interest rate - cash advances 22.95% p.a. 22.95% p.a. 22.95% p.a.
Account fee $25
(charged as $12.50 every 6 months)
$65
(charged as $32.50 every 6 months)
$150
(charged as $75 every 6 months)
Joint/additional card fee $10
(charged as $5.00 every 6 months)
$20
(charged as $10.00 every 6 months)
$30
(charged as $15.00 every 6 months)

Please note, other fees apply, see here

Kiwibank is the issuer of the Airpoints credit cards. Lending criteria, terms and conditions and fees apply.

Interest rates as at 6 July 2015. Please note that interest rates are subject to change.

* Eligible purchases exclude fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM, and any transaction that reversed, refunded or charged back.

**This includes all your flight bookings and other services offered directly through Air New Zealand like rental cars, hotels and campervans, purchased via airnz.co.nz and the Air New Zealand Contact Centre.

***Travel Insurance for Kiwibank Credit Cards is arranged by Kiwibank and issued by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claim under the policy.

† The interest free period does not apply to cash advances or balance transfers. You won’t pay interest on transactions shown in a monthly statement as long as you pay your card off in full each month by the due date.

MasterCard and the MasterCard brand mark are the registered trademarks and PayPass is the trademark of MasterCard International Incorporated.