Airpoints™ credit card comparison table

Right now a new Air New Zealand Airpoints Platinum Visa from Kiwibank comes with your choice of reward. Choose either 300 bonus Airpoint Dollars OR save $300 with a 2-year fee waiver! Find out more

Enjoy 400 bonus Airpoints Dollars when you apply for an American Express Airpoints Platinum Card, are approved and spend $1,500 on your new Card in the first three months. Offer now extended. Apply by 30 March 2021. New card members only. Find out more

Air New Zealand Airpoints Platinum Visa

ANZ Airpoints Visa Platinum

Westpac Airpoints Platinum Mastercard

American Express Airpoints Platinum Card

Westpac Airpoints World Mastercard

Westpac Airpoints Business Mastercard

ANZ VISA Business Airpoints Card

Air New Zealand Airpoints Standard Visa

ANZ Airpoints Visa

Westpac Airpoints Mastercard

American Express Airpoints Card

Air New Zealand Airpoints Low Fee Visa

Platinum

Platinum

Platinum

Platinum

World

Business

Business

Standard

Classic

Standard

No Fee

Low Fee

Air New Zealand Airpoints Platinum Visa

ANZ Airpoints Visa Platinum

Westpac Airpoints Platinum Mastercard

American Express Airpoints Platinum Card

Westpac Airpoints World Mastercard

Westpac Airpoints Business Mastercard

ANZ VISA Business Airpoints Card

Air New Zealand Airpoints Standard Visa

ANZ Airpoints Visa

Westpac Airpoints Mastercard

American Express Airpoints Card

Air New Zealand Airpoints Low Fee Visa

Platinum

Platinum

Platinum

Platinum

World

Business

Business

Standard

Classic

Standard

No Fee

Low Fee

Earn rates

Airpoints Dollars™ earn rates¹

$75=A1

$85=A1

$75=A1

$59=A1

$65=A1

$75=A1

$75=A1

$120=A1

$130=A1

$120=A1

$100=A1

$160=A1

Airpoints Dollars™ earn rate when you spend with Air New Zealand²

$65=A1

$85=A1

$75=A1

$59=A1

$65=A1

$75=A1

$50=A1^‡

$100=A1

$130=A1

$120=A1

$100=A1

$140=A1

Status Point earn rates³

$200 = 1 Status Point

$250 = 1 Status Point

$225 = 1 Status Point

$250 = 1 Status Point

$225 = 1 Status Point

$225 = 1 Status Point

$250 = 1 Status Point

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–

–

–

–

Fees

Annual card account fee

$150

$150

$150

$195

$390

Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged

$145

$145

$65

$65

$55

$0

$25

Supplementary card fee^†

$30

$10

$25

$0

$100

$25

$10

$20

$10

$15

$0

$10

Special Benefits

Airpoints Dollars™ Advance

200

200

200

200

200

0

0

100

50

50

0

0

Non expiry of Airpoints Dollars™

Airpoints Dollars will remain valid for four years from the date they were accrued to your Account

^×

Airpoints Dollars will remain valid for four years from the date they were accrued to your Account

Airpoints Dollars will remain valid for four years from the date they were accrued to your Account

Koru membership discount (individual only)

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

Joining fee waiver + $145 discount off standard 12 month individual Membership rate

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–

–

–

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Additional benefits

2 x single entry Air NZ Lounge eVouchers for every $30,000 spent each year on eligible purchases.¹ Maximum 4 vouchers per year.⁵

Monthly prize draws

Airpoints Dollars™ top up

Built-in overseas travel insurance+

2 x single entry Air NZ Lounge eVouchers for every $30,000 spent in each year on eligible purchases.¹ Maximum 4 vouchers per year.⁴

Complimentary overseas travel insurance= when you pay for at least half of your pre-paid travel expenses with your card

Extended gifting to 2 people

Overseas travel insurance#

Complimentary domestic and international travel insurance

Complimentary Smartphone Screen Insurance

2 complimentary entries per year to The American Express Lounge at Sydney or Melbourne International Airport

2 complimentary passes per year into VIP lounges with Priority Pass™

Extended gifting to 2 people

2 x one day Air NZ Valet Parking eVouchers per year

Up to 120 days overseas travel insurance@

Complimentary annual Priority Pass™ membership with access to over 900 airport lounges around the world~

On call concierge service^^

Extended gifting to 2 people

Overseas travel insurance$

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2 x single entry Air NZ Lounge eVouchers per year when you spend $30,000 on eligible purchases.¹

Monthly prize draws

Airpoints Dollars™ top up

–

Extended gifting to 2 people

50 Bonus Airpoints Dollars™^

Monthly prize draws

Airpoints Dollars™ top up

Contact details

^† Supplementary cardholder also means joint or additional cardholder.

¹ Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card),fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.

² For Air New Zealand Airpoints Credit Cards (issued by Kiwibank) and ANZ VISA Business Airpoints Card, this includes all your flight bookings purchased via airnz.co.nz or the Air New Zealand Contact Centre.

³ Silver and Gold Airpoints members: Status Points earned on credit cards count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status.

⁴ A year is based on either the 12 month period from the date your card was issued, or if it was issued prior to 1 April 2015, then from 1 April each year. Passes will be awarded in the month after you have spent $30,000. For example, if you reach $30,000 spend in your June credit card statement, you should expect the passes in July. You will be notified of the complimentary eVouchers when you sign in at the Air New Zealand website. If Air New Zealand has your email address, they'll also endeavour to notify you by email. The passes will be loaded onto the primary account holder's Airpoints account - so make sure that you use your Airpoints number when booking your flight. The maximum number of lounge eVouchers you can earn each anniversary year is four (two pairs).

^{^} Offer only available to new American Express card members who apply, are approved and spend $750 on their new card in the first 3 months from card approval date. Card members who currently hold or who have previously held any other card product offered by American Express International (NZ), Inc., in the preceding 18 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible card member’s account 8 - 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

^# Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints Platinum Mastercard insurance policy document for full details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints Platinum Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.

^$ Terms, conditions, exclusions and eligibility criteria apply, including a minimum spend for certain travel regions. Please see the Westpac Airpoints Platinum Mastercard Insurance policy for full details. Travel, Extended Warranty and Purchase Protection Insurances arranged by Westpac and underwritten by AIG Insurance New Zealand Limited. Westpac does not guarantee the obligations of, or any products issued by, AIG.

^@ Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Minimum spend required for business travel. Please see the Westpac Airpoints World Mastercard insurance policy document for details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints World Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG.

⁼ Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to ANZ Premium Card Travel Insurance. A copy of the terms and conditions that apply to ANZ Premium Card Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. ANZ Premium Card Travel Insurance is issued and managed by AWP Services New Zealand Limited (trading as Allianz Global Assistance) and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia).

⁺ Your Built-in overseas travel insurance is arranged by Kiwibank and provided by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claims under the policy.

~ Use of your Priority Pass card and access to Priority Pass airport lounges are subject to the Priority Pass terms and conditions. Airline, airport and other travel industry employees or contractors may not be eligible for access.

^^ Any costs incurred by using the Concierge and Home Assist Services are at the cardholder's expense.

‡ For the first $25,000 spend per annum after which the earn rate is 1 Airpoints Dollar per $75 of eligible spend. To get the higher Airpoints Dollar earn rate, purchases must be made direct from Air New Zealand or the Air New Zealand contact centre. See the ANZ Airpoints Visa guide for more information.

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