Airpoints™ credit card comparison table

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Air New Zealand Airpoints Platinum Visa
Apply
ANZ Airpoints Visa Platinum
Apply
Westpac Airpoints Platinum Mastercard
Apply
American Express Airpoints Platinum Card
Apply
Westpac Airpoints World Mastercard
Apply
Westpac Airpoints Business Mastercard
Apply
ANZ VISA Business Airpoints Card
Apply
ANZ Airpoints Visa
Apply
Westpac Airpoints Mastercard
Apply
American Express Airpoints Card
Apply
Air New Zealand Airpoints Low Fee Visa
Apply
Platinum
Platinum
Platinum
Platinum
World
Business
Business
Classic
Standard
No Fee
Low Fee
Airpoints Dollars™ earn rates1
$115=A1
$110=A1
Spend up to (and including) $7,000
$110=A1

Spend over $7,000
$220=A1
$70=A1
Spend up to (and including) $15,000
$95=A1

Spend over $15,000
$190=A1
$85=A1
$85=A1
$170=A1
Spend up to (and including) $3,500
$150=A1

Spend over $3,500
$300=A1
$100=A1
$200=A1
Airpoints Dollars™ earn rate when you spend with Air New Zealand2
$115=A1
$110=A1
Spend up to (and including) $7,000
$110=A1

Spend over $7,000
$220=A1
$70=A1
Spend up to (and including) $15,000
$95=A1

Spend over $15,000
$190=A1
$85=A1
$50=A1‡
$170=A1
Spend up to (and including) $3,500
$150=A1

Spend over $3,500
$300=A1
$100=A1
$200=A1
Status Point earn rates3
$200 = 1 Status Point
50% bonus Status Points on top of Status Points earned on qualifying flights4 with Air New Zealand.
$225 = 1 Status Point
$250 = 1 Status Point
$225 = 1 Status Point
$225 = 1 Status Point
50% bonus Status Points on top of Status Points earned on qualifying flights4 with Air New Zealand.
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Annual card account fee
$180
$150
$125
$195
$310

Half-yearly account fee is waived if $50,000 or more is spent on card since that half-yearly fee was charged
$145
$145
$65
$70
$0
$50
Supplementary card fee†
$30
$5
$25
$0
$100
$25
$5
$5
$15
$0
$10
Airpoints Dollars™ Advance  
200
200
200
200
200
0
0
50
50
0
100
Non expiry of Airpoints Dollars™
Yes
Yes
Yes
Yes
Yes
Airpoints Dollars will remain valid for four years from the date they were accrued to your Account
Yes×
Yes
Airpoints Dollars will remain valid for four years from the date they were accrued to your Account
Airpoints Dollars will remain valid for four years from the date they were accrued to your Account
Yes
Koru membership discount (individual only)
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
Joining fee waiver + $145 discount off standard 12 month individual Membership rate
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Additional benefits
Airpoints Dollars™ top up

Built-in overseas travel insurance+
Complimentary overseas travel insurance - when you pay for at least half of your pre-paid travel expenses with your card
Extended gifting to 2 people

Overseas travel insurance#
300 Bonus Airpoints Dollars™^^^

Travel Insurance, Smartphone Insurance, Amex Lounge
Extended gifting to 2 people

2 x one day Air NZ Valet Parking eVouchers per year

Up to 120 days overseas travel insurance@

Complimentary annual Priority Pass™ membership with access to over 900 airport lounges around the world~

On call concierge service^^
Extended gifting to 2 people

Overseas travel insurance
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Extended gifting to 2 people
50 Bonus Airpoints Dollars™^
Airpoints Dollars™ top up

† Supplementary cardholder also means joint or additional cardholder.

1 Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card),fees or interest, tax payments, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.

2 For ANZ VISA Business Airpoints Card, this includes all your flight bookings purchased via airnz.co.nz or the Air New Zealand Contact Centre.

3 Silver and Gold Airpoints members: Status Points earned on credit cards, or bonus Status Points earned on qualifying flights with an ANZ Airpoints Visa Platinum or ANZ Visa Business Airpoints card, count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards, or bonus Status Points earned on qualifying flights with an ANZ Airpoints Visa Platinum or ANZ Visa Business Airpoints card, count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status. For ANZ Airpoints Visa Platinum and ANZ Visa Business Airpoints cardholders, qualifying flights has the meaning set out in the Air New Zealand Airpoints terms and conditions.

4 Qualifying flights has the meaning set out in the Air New Zealand Airpoints terms and conditions.

^ Offer only available to new American Express card members who apply, are approved and spend $750 on their new card in the first 3 months from card approval date. Card members who currently hold or who have previously held any other card product offered by American Express International (NZ), Inc., in the preceding 18 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible card member's account 8 - 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

# Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Please see the Westpac Airpoints Platinum Mastercard insurance policy document for full details. Westpac Airpoints Platinum Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG.

@ Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Please see the Westpac Airpoints World Mastercard insurance policy document for details. Westpac Airpoints World Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG.

= Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to ANZ Premium Card Travel Insurance. A copy of the terms and conditions that apply to ANZ Premium Card Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. ANZ Premium Card Travel Insurance is issued and managed by AWP Services New Zealand Limited (trading as Allianz Global Assistance) and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia).

× Airpoints Dollars in your Airpoints for Business account will not expire while you have an ANZ Airpoints Visa Business account linked to the Business Owner of the Airpoints for Business account.

+ Your Built-in overseas travel insurance is arranged by Kiwibank and provided by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claims under the policy.

~ Use of your Priority Pass card and access to Priority Pass airport lounges are subject to the Priority Pass terms and conditions. Airline, airport and other travel industry employees or contractors may not be eligible for access.

^^ Any costs incurred by using the Concierge and Home Assist Services are at the cardholder's expense.

‡ For the first $25,000 spend per annum after which the earn rate is 1 Airpoints Dollar per $75 of eligible spend. To get the higher Airpoints Dollar earn rate, purchases must be made direct from Air New Zealand or the Air New Zealand contact centre. See the ANZ Airpoints Visa guide for more information.

^^^ Offer only available to new American Express Card Members who apply online, are approved and spend $1,500 on their new Card in the first 3 months from Card approval date. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 300 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member's Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.