Airpoints™ credit card comparison table
Enjoy 400 bonus Airpoints Dollars when you apply for an American Express Airpoints Platinum Card, are approved and spend $1,500 on your new Card in the first three months. Offer now extended. Apply by 30 March 2021. New card members only. Find out more
Earn rates
Fees
Special Benefits
׆ Supplementary cardholder also means joint or additional cardholder.
1 Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card),fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.
2 For Air New Zealand Airpoints Credit Cards (issued by Kiwibank) and ANZ VISA Business Airpoints Card, this includes all your flight bookings purchased via airnz.co.nz or the Air New Zealand Contact Centre.
3 Silver and Gold Airpoints members: Status Points earned on credit cards count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status.
4 A year is based on either the 12-month period from the date your card was issued, or if you have an ANZ Airpoints Visa Platinum issued prior to 1 April 2015, then from 1 April each year. Passes will be credited to your account in the month after you have reached the relevant $30,000 spend threshold. For example, if you reach the $30,000 spend threshold in your June credit card statement, the passes will be credited to your account in July. You will be notified of the complimentary eVouchers when you sign in to your Airpoints account at the Air New Zealand website. If we have your email address, we will also endeavour to notify you by email. The passes will be loaded onto the primary account holder's Airpoints account. The maximum number of lounge eVouchers you can earn each year for ANZ Airpoints Visa Platinum and Air New Zealand Airpoints Platinum Visa is four (two (2) sets of two (2)). The maximum number of lounge eVouchers you can earn each year for Air New Zealand Airpoints Standard Visa is two (one (1) set of two (2)).
^ Offer only available to new American Express card members who apply, are approved and spend $750 on their new card in the first 3 months from card approval date. Card members who currently hold or who have previously held any other card product offered by American Express International (NZ), Inc., in the preceding 18 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible card member’s account 8 - 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
# Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints Platinum Mastercard insurance policy document for full details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints Platinum Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.
$ Terms, conditions, exclusions and eligibility criteria apply, including a minimum spend for certain travel regions. Please see the Westpac Airpoints Platinum Mastercard Insurance policy for full details. Travel, Extended Warranty and Purchase Protection Insurances arranged by Westpac and underwritten by AIG Insurance New Zealand Limited. Westpac does not guarantee the obligations of, or any products issued by, AIG.
@ Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Minimum spend required for business travel. Please see the Westpac Airpoints World Mastercard insurance policy document for details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints World Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG.
= Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to ANZ Premium Card Travel Insurance. A copy of the terms and conditions that apply to ANZ Premium Card Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. ANZ Premium Card Travel Insurance is issued and managed by AWP Services New Zealand Limited (trading as Allianz Global Assistance) and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia).
+ Your Built-in overseas travel insurance is arranged by Kiwibank and provided by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claims under the policy.
~ Use of your Priority Pass card and access to Priority Pass airport lounges are subject to the Priority Pass terms and conditions. Airline, airport and other travel industry employees or contractors may not be eligible for access.
^^ Any costs incurred by using the Concierge and Home Assist Services are at the cardholder's expense.
‡ For the first $25,000 spend per annum after which the earn rate is 1 Airpoints Dollar per $75 of eligible spend. To get the higher Airpoints Dollar earn rate, purchases must be made direct from Air New Zealand or the Air New Zealand contact centre. See the ANZ Airpoints Visa guide for more information.