Airpoints™ credit card comparison table
Earn rates
Fees
Special Benefits
׆ Supplementary cardholder also means joint or additional cardholder.
1 Eligible purchases exclude purchases of Airpoints Dollars using Top-Up or Airpoints Advance facilities (if available as a benefit on your card),fees or interest, balance transfers, credit card repayment insurance, gambling chips, money orders, travellers cheques or foreign currencies in cash, cash advances or withdrawals made from an ATM or financial institutions (over the counter cash at a bank), any transaction that is reversed, refunded or charged back or other adjustments, "Peer to Peer" transfers (between OneSmart Accounts), and any other purchases that are excluded by the terms and conditions of our financial product partners.
2 Airpoints Dollar earn rate when you spend in foreign currencies.
3 For Air New Zealand Airpoints Credit Cards (issued by Kiwibank), this includes all your flight bookings and other services offered through Air New Zealand like rental cars and campervans, purchased via airnz.co.nz or the Air New Zealand Contact Centre.
4 Silver and Gold Airpoints members: Status Points earned on credit cards count towards 50% of the Status Points you required each 12 month period to retain or upgrade your tier status. Elite members: Status Points earned on credit cards count towards 40% of the Status Points required each 12 month period to retain or upgrade your tier status.
^ Offer only available to new American Express card members who apply, are approved and spend $750 on their new card in the first 3 months from card approval date. Card members who currently hold or who have previously held any other card product offered by American Express International (NZ), Inc., in the preceding 18 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible card member’s account 8 - 10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
# Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints Platinum Mastercard insurance policy document for full details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints Platinum Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.
$ Terms, conditions, exclusions and eligibility criteria apply, including a minimum spend for certain travel regions. Please see the Westpac Airpoints Platinum Mastercard Insurance policy for full details. Travel, Extended Warranty and Purchase Protection Insurances arranged by Westpac and underwritten by AIG Insurance New Zealand Limited. Westpac does not guarantee the obligations of, or any products issued by, AIG.
@ Terms, conditions, exclusions and eligibility criteria apply to insurance cover. Minimum spend required for business travel. Please see the Westpac Airpoints World Mastercard insurance policy document for details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints World Mastercard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG.
= Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to Overseas Travel Insurance. A copy of the terms and conditions that apply to Overseas Travel Insurance are on the ANZ Travel Insurance site, or ask for a copy at any ANZ branch. Overseas Travel Insurance is issued/insured by AIG Insurance New Zealand Limited.
+ Your Complimentary Overseas Travel Insurance is arranged by Kiwibank and provided by TOWER Insurance Limited and TOWER Insurance Limited is solely responsible for any claims under the policy.