The only prepaid card to reward you with Airpoints Dollars™.

OneSmart is a prepaid multi-currency travel card that can be used at millions of locations worldwide, everywhere Mastercard® is accepted#; an easy and secure way to manage your travel money. Set aside your budget and load up to eight foreign currencies plus New Zealand Dollars before your trip, then spend like a local wherever you go. Plus, you'll earn 1 Airpoints Dollar for every NZD $100 spent overseas1 on eligible purchases2.

Set up your account

Activate your card and set a PIN, then load NZD or the available currencies of your choice and use overseas, in-store and online.
Activate your card

Loading money is easy

Lock in exchange rates* for up to 8 foreign currencies before you fly and you'll know exactly how much you have to spend.
Load money

Manage your account

Check your balance and transaction history, update your details or manage your account.
Log in

How does OneSmart work?

Travel smarter with OneSmart

Your card will select the currency of the country you are in, if you have that currency loaded.

Each month, your first 3 international ATM withdrawals are free~

Save on monthly subscription fees - if there are no funds in your account, the NZD $1 monthly subscription will not be deducted. T&Cs apply.

Transfer any leftover funds on your card into your bank account once you return home

Transfer money within one business day or instantly load money onto your OneSmart card with debit loads. Fees and limits apply. Find out more

Earn Airpoints Dollars for spending here at home too. You'll earn 1 Airpoints Dollar for every NZD $200 you spend in New Zealand on eligible purchases2.

Couple reading menu at urban cafe in New York, United States

OneSmart Priceless® Specials

Discover exclusive Mastercard® curated offers and discounts with OneSmart. Available across a range of categories including entertainment, dining, arts and culture at home and overseas. Plus, you'll earn Airpoints Dollars™ on eligible purchases2.

Find out more

Need help?

Setting up your account

Setting up your account

How to load money on your card

How to load money on your card

Tips & tricks

Tips & tricks

If you have any questions about your OneSmart card, contact the OneSmart customer service centre on 0800 787 555 or +64 (9) 377 8535, or check out our help pages below.