ANZ

There's a lot you can do with our ANZ Airpoints™ Visa cards.

Get flying faster by using your card for your everyday spending.

For frequently asked questions around Airpoints earning credit cards benefits affected by COVID-19, please see here.

Earn rates

Earn rates 

Airpoints Dollars earn rates * 

ANZ Airpoints Visa Platinum

$75 = A1

ANZ Airpoints Visa 

$120 = A

ANZ Visa Business Airpoints 

$75 = A1


Earn rates 

Airpoins Dollars earn rate when you spend with Air New Zealand 1

ANZ Airpoints Visa Platinum

$75 = A1

ANZ Airpoints Visa 

$120 = A

ANZ Visa Business Airpoints 

$50 = A11 


Earn rates 

Status Point earn rates

ANZ Airpoints Visa Platinum

$250 = 1 Status Point

ANZ Airpoints Visa 

 -

ANZ Visa Business Airpoints 

$250 = 1 Status Point


Special benefits

Special benefits 

Complimentary travel insurance 

ANZ Airpoints Visa Platinum

Yes 

ANZ Airpoints Visa 

 - 

ANZ Visa Business Airpoints 

 - 


Special benefits 

Non-expiry of Airpoints Dollars 

ANZ Airpoints Visa Platinum

Yes 

ANZ Airpoints Visa 

Yes 

ANZ Visa Business Airpoints 

Yes


Special benefits 

Airpoints Advance

ANZ Airpoints Visa Platinum

Airpoints Dollar advance of A200

ANZ Airpoints Visa 

Airpoints Dollar advance of A50

ANZ Visa Business Airpoints 

Airpoints Dollar advance of A200


Special benefits 

Koru membership joining fee waiver 

ANZ Airpoints Visa Platinum

Yes, save $255 

ANZ Airpoints Visa 

 - 

ANZ Visa Business Airpoints 

Yes, save $255 


Special benefits 

Koru membership discount 

ANZ Airpoints Visa Platinum

Yes, save $145 

ANZ Airpoints Visa 

 - 

ANZ Visa Business Airpoints 

Yes, save $145 


Special benefits 

Complimentary single-entry Air New Zealand Lounge eVouchers 

ANZ Airpoints Visa Platinum

Two complimentary passes for every $30,000 spent in each year. Maximum four per year 3  

ANZ Airpoints Visa 

 - 

ANZ Visa Business Airpoints 

 - 


Fees and interest rates

Fees and interest rates

Interest free period 

ANZ Airpoints Visa Platinum

Up to 44 days 

ANZ Airpoints Visa 

Up to 44 days 

ANZ Visa Business Airpoints 

Up to 44 days


Fees and interest rates

Interest rate - purchases 

ANZ Airpoints Visa Platinum

20.95% 

ANZ Airpoints Visa 

20.95% 

ANZ Visa Business Airpoints 

20.95% 


Fees and interest rates

Interest rate - cash advances

ANZ Airpoints Visa Platinum

20.95% 

ANZ Airpoints Visa 

20.95%

ANZ Visa Business Airpoints 

20.95% 


Fees and interest rates

Account fee 

ANZ Airpoints Visa Platinum

$150 p.a. (charged $75 half-yearly) 

ANZ Airpoints Visa 

$65 p.a. (charged $32.50 half-yearly) 

ANZ Visa Business Airpoints 

$145 p.a. 


Fees and interest rates

Joint / additional card fee 

ANZ Airpoints Visa Platinum

$10 p.a. (charged $5 half-yearly) 

ANZ Airpoints Visa 

$10 p.a. (charged $5 half-yearly) 

ANZ Visa Business Airpoints 

$10 p.a. 


Fees and interest rates

International transaction fees

ANZ Airpoints Visa Platinum

1.8% 

ANZ Airpoints Visa 

1.8%

ANZ Visa Business Airpoints 

1.8%


Terms and conditions:
* Eligible purchases do not include cash advances, balance transfers, interest, fees, government charges including tax payments and child support, the purchase of cash substitutes (such as travellers' cheques) or gambling transactions or transactions resulting from returned purchases or disputed transactions.

For the first $25,000 spend per annum after which the earn rate is 1 Airpoints Dollar per $75 of eligible spend. To get the higher Airpoints Dollar earn rate, purchases must be made direct from Air New Zealand or the Air New Zealand contact centre. See the ANZ Airpoints Visa guide for more information.

Use your card for at least half your pre-paid travel expenses and you'll get Overseas Travel Insurance for your trip.

A year is based on either the 12 month period from the date your card was issued, or if it was issued prior to 1 April 2015, then from 1 April each year. Passes will be awarded in the month after you have spent $30,000. For example, if you reach $30,000 spend in your June credit card statement, you should expect the passes in July. You will be notified of the complimentary passes when you sign in at the Air New Zealand website. If Air New Zealand has your email address, they'll also endeavour to notify you by email. The passes will be loaded onto the primary account holder's Airpoints account - so make sure that you use your Airpoints number when booking your flight. The maximum number of Lounge eVouchers you can earn each anniversary year is four (two pairs).

ANZ lending criteria, terms, conditions and fees apply. Current interest rates and fees can be found at www.anz.co.nz and are subject to change.

ANZ, Airpoints and Koru terms and conditions apply.