ANZ
Get flying faster by earning Airpoints Dollars™ on all your everyday eligible purchases* and make travel more seamless by accessing a range of benefits. Plus, ANZ Visa Business Airpoints gives you a smarter way to manage your business expenditure, while earning Airpoints Dollars on all eligible purchases* for your Airpoints for Business account.
| Earn rates | ANZ Airpoints Visa | ANZ Airpoints Visa Platinum | ANZ Visa Business Airpoints |
|---|---|---|---|
| Airpoints Dollars earn rates * | $170 = A1 | $110 = A1 | $85 = A1 |
| Airpoints Dollars earn rate when you spend with Air New Zealand 1 | $170 = A1 | $110 = A1 | $50 = A11 |
| Status Point earn rates | - | 50% bonus Status Points on top of Status Points earned on qualifying flights² with Air New Zealand. | 50% bonus Status Points on top of Status Points earned on qualifying flights² with Air New Zealand. |
Earn rates
Airpoints Dollars earn rates *
Airpoints Dollars earn rate when you spend with Air New Zealand 1
$170 = A1
$110 = A1
$50 = A11
-
50% bonus Status Points on top of Status Points earned on qualifying flights² with Air New Zealand.
50% bonus Status Points on top of Status Points earned on qualifying flights² with Air New Zealand.
| Featured benefits | ANZ Airpoints Visa | ANZ Airpoints Visa Platinum | ANZ Visa Business Airpoints |
|---|---|---|---|
| Non-expiry of Airpoints Dollars | Yes | Yes | Yes |
| Airpoints Advance | Airpoints Dollar advance of A50 | Airpoints Dollar advance of A200 | - |
| Koru membership joining fee waiver | - | Yes, save $255 | Yes, save $255 |
| Koru membership discount | - | Yes, save $145 | Yes, save $145 |
| Complimentary travel insurance³ | - | Yes | - |
Featured benefits
Airpoints Dollar advance of A50
Airpoints Dollar advance of A200
-
-
Yes, save $145
Yes, save $145
| Fees and interest rates | ANZ Airpoints Visa | ANZ Airpoints Visa Platinum | ANZ Visa Business Airpoints |
|---|---|---|---|
| Interest free period | Up to 44 days | Up to 44 days | Up to 44 days |
| Interest rate - purchases | 20.95% p.a. | 20.95% p.a. | 20.95% p.a. |
| Interest rate - cash advances | 20.95% p.a. | 20.95% p.a. | 20.95% p.a. |
| Account fee | $65 p.a. (charged $32.50 half-yearly) | $150 p.a. (charged $75 half-yearly) | $145 p.a. |
| Joint / additional card fee | $5 p.a. (charged $2.50 half-yearly) | $5 p.a. (charged $2.50 half-yearly) | $5 p.a. |
| International transaction fees | 1.3% of the NZD amount | 1.3% of the NZD amount | 1.3% of the NZD amount |
Fees and interest rates
Interest free period
Up to 44 days
Up to 44 days
Up to 44 days
Interest rate - purchases
20.95% p.a.
20.95% p.a.
20.95% p.a.
Interest rate - cash advances
20.95% p.a.
20.95% p.a.
20.95% p.a.
Account fee
$65 p.a. (charged $32.50 half-yearly)
$150 p.a. (charged $75 half-yearly)
$145 p.a.
Joint / additional card fee
$5 p.a. (charged $2.50 half-yearly)
$5 p.a. (charged $2.50 half-yearly)
$5 p.a.
International transaction fees
1.3% of the NZD amount
1.3% of the NZD amount
1.3% of the NZD amount
Need help?
*Eligible purchases exclude cash advances, balance transfers, purchase of cash-substitutes (such as travellers' cheques), and gambling transactions. Business expenses are also excluded unless made with an ANZ Visa Business Airpoints card.
¹ For the first $25,000 spend per annum after which the earn rate is 1 Airpoints Dollar per $85 of eligible spend. To get the higher Airpoints Dollar earn rate, purchases must be made direct from Air New Zealand or the Air New Zealand contact centre. See the ANZ Airpoints Visa Welcome Guide for more information.
² Qualifying flights has the meaning set out in the Air New Zealand Airpoints terms and conditions.
³ Use your card for at least half your pre-paid travel expenses and you'll get Overseas Travel Insurance for your trip.
ANZ lending criteria, terms, conditions, fees and some exclusions apply. Current interest rates and fees can be found at www.anz.co.nz and are subject to change.