Fast forward to rewards with Airpoints™ earning cards

Did you know that Airpoints earning credit card holders earn on average 9x more Airpoints Dollars™ than non card holders?*

Whether it be a lunch, fuel or flights, you can earn Airpoints Dollars™ on every purchase you make.

With a range of card options and offers available to suit your spending, rewards are closer than you think.

Airpoints earning credit cards

See how our different card partners can help you earn Airpoints Dollars the way you want.

You can also compare credit card benefits with our handy Airpoints™ credit card comparison table.

OneSmart card

Earn Airpoints Dollars with a prepaid OneSmart™ card

OneSmart is an easy and secure way to manage your travel money - a prepaid multi-currency card that can be used anywhere around the world where Mastercard is accepted, and that's online, in-store and here at home too.

Set aside your budget and lock in daily exchange rates for any of the eight foreign currencies of your choice available before your trip and be in control of your spend at any time.

Even better, OneSmart's the only prepaid travel money card that earns you Airpoints Dollars on eligible purchases.

Airpoints earning debit cards

If you'd prefer a debit card for your everyday spending, try Westpac's Airpoints Debit Mastercard®.

Your Airpoints Dollar balance will grow before you know it, simply by spending from your account.

Shop once, earn twice

Spend once, earn twice Airpoints

Hungry for another helping of Airpoints Dollars? Shop with our Airpoints partners.

Shop once, earn twice is the ultimate Airpoints Dollars pro tip. You earn once when you pay with your Airpoints earning credit card, debit card or OneSmart card. You earn again when you scan your Airpoints membership card.

* Comparing Airpoints Dollars earned by Airpoints credit card holders vs. Airpoints Dollars earned by non-Airpoints credit card holders over 12 months ending December 2019.


OneSmart is an unsecured debt security issued by EML Payment Solutions Limited (8079483) (the "Issuer"). OneSmart is not guaranteed by any person. EML is solely responsible for the repayment of your OneSmart facility. View the Product Disclosure Statement for more detail. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the OneSmart facility before making any decisions about whether to acquire or continue using the prepaid facility.


Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.


Exchange rates via Air NZ OneSmart will be set at the exchange rate set out on the website at the time of your request.


See the Airpoints terms and conditions for full programme details. 

Lending criteria, terms, conditions and fees apply.

Woman and Husband sit with laptop on sofa image courtesy of Dreet Production