Credit cards and finance partners
Credit cards
Earn Airpoints Dollars up to eight times faster with an Airpoints earning credit card.*
Use the credit card comparison tool to find the right card for you, or click on a partner logo for more details.
Benefits of an Airpoints earning credit card
Earn Airpoints Dollars on your everyday spending and enjoy extra perks with selected credit cards. Benefits may include status points, enhanced earn rates and Airpoints Dollar™ advance. Explore the full range of benefits.
Debit cards
The Westpac Airpoints Debit Mastercard® is New Zealand's only Airpoints earning debit card.
Grow your Airpoints Dollar balance simply by spending from your account.
OneSmart™ card
The OneSmart card is a prepaid travel money card that earns Airpoints Dollars.
Features
- Use it anywhere Mastercard is accepted
- Lock in exchange rates for up to eight foreign currencies
- Track and manage your spending while you travel
More to like about Airpoints
Earn while you shop online
Boost your Airpoints Dollar balance
Get there faster with Airpoints Flexipay
Terms and conditions
* On average, Airpoints earning credit card holders earn 8x more Airpoints Dollars™ than non card holders. This compares Airpoints Dollars earned by Airpoints credit card holders vs. Airpoints Dollars earned by non-Airpoints credit card holders over 12 months ending December 2023.
Status point earn available on selected Airpoints earning credit cards only and earn rates vary. See Airpoints™ credit card comparison table for more information.
^ Certain purchases are not eligible to earn Airpoints Dollars or Status Points. See Airpoints credit card comparison table for more information.
ᐩTerms, conditions and fees (if any) apply. Investing involves risk.
OneSmart is an unsecured debt security issued by EML Payment Solutions Limited (8079483) (the "Issuer"). OneSmart is not guaranteed by any person. EML is solely responsible for the repayment of your OneSmart facility. View the Product Disclosure Statement for more detail. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the OneSmart facility before making any decisions about whether to acquire or continue using the prepaid facility.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Exchange rates via Air NZ OneSmart will be set at the exchange rate set out on the website at the time of your request.
Lending criteria, terms, fees and conditions apply. See Airpoints™ credit card comparison table for more information
See the Airpoints terms and conditions for full programme details.